You’ve found the house of your dreams, and you’ve got the title in your hands. You’ve checked all the details and you’re still keen to buy – now all that’s left to do is to sign the sale and purchase agreement, right?

Wrong. If you’re financing part of the purchase price through a bank or mortgage lender, you need to confirm your finances before you start the sale process. You need to do this even if you’ve already got pre-approval.