Being prepared can get your mortgage approved quicker. Flickr
When applying for a mortgage there are some standard items you will be required to provide. Being prepared will assist in the quick and efficient processing of your mortgage application.
Go through the checklist below and collect as many documents as possible before coming in for your mortgage interview.
To view the checklist as a PDF, click here.
| Documents | |
|---|---|
| Completed & signed application. | |
| Confirmation of income (3 pay slips, letter from employer or copies of the last 2 years financial accounts if self-employed). | |
| A fully signed copy of the Agreement for Sale & Purchase (signed by both parties). | |
| A registered valuation being less than 3 months old and addressed to the lending institution. | |
| Proof of deposit / equity (copies of bank statements, share certificates, letter of gifted deposit or most recent Kiwi Saver statement). | |
| Copies of the last 3 months transactional bank statements (if looking for finance with an institution where you currently have no accounts). | |
| Copies of the last 6 months mortgage statements (if looking to refinance from another financial institution). | |
| Identification (copy of passport, drivers licence etc. – if looking to arrange finance with an institution where you currently have no accounts). | |
| Copy of the Trust Deed (fully signed) if borrowing or security is to be in the name of a trust. | |
| Copy of the Certificate of Incorporation and constitution if borrowing or security is to be in the name of a company. |
Need Help With Your Checklist?
Phone Mike Whittaker Mortgages. We get the tough loans across the line with our 100% service guarantee. Our free specialist advice is only a phone call away!
