Before you sign on the dotted line and agree to purchase a property, you need to perform a title check to ensure you’re getting exactly what you’re paying for.
A property’s title is a legal document held by Land Information New Zealand. The title records information about the boundaries of the property, and the details of each property sale.
You found your dream home and you can’t imagine living anywhere else. But there’s a problem: your building inspector has uncovered an issue with the property.
Now that the issue has been identified, what do you do? Here are your options for dealing with issues highlighted during a building inspection.
You’ve found it – the house of your dreams. The kitchen is bright and sunny, the shed has heaps of space for your latest project, and the view from the master bedroom is simply divine. Now that you’ve seen it, it’s time to put in an offer.
Hold on. First you need a building inspection. Skipping this vital part of the home buying process could land you in a world of trouble. Get Mike’s advice on how to get a building inspection done properly!
Too many kiwi borrowers “set-and-forget” their mortgages. But you could be missing out on huge savings. Mortgage lenders – like any other business – offer new products and specials to entice buyers to use them. This means there are always new products on the market, and rates are constantly being tweaked to give the lender’s clients the best possible deal.
The average person owns between 4-5 homes in their lifetime. Each time you decide to sell up and move on, you embark on a new adventure. Some of those adventures will enable to you live your dreams. Others could set you back years in financial independence.
Find out more about how a mortgage broker can help you plan for the future.
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